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Borrowing It

How to secure a loan for your small business

JUST STARTING OUT? Some banks offer micro enterprise loans to enable businesses to get started. This is usually in the form of a credit card issued in the name of the business, (with an interest rate at the low end of credit card rates). Your application will be assessed both in the context of your personal credit rating, and of your business plan. Start by searching your bank's website for 'micro business loan' or 'micro enterprise loan'.