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HOME LOAN

A home loan on the Age Pension? … reverse mortgages

MONEY FOR NOTHING? Some companies may offer you an income stream — not for part of the existing value of your home — but in return only for its capital appreciation. This may sound very attractive. (Almost too good to be true?) These agreements, called property options, are generally valued very conservatively though. The income you receive will probably be much lower than the capital appreciation of your home which you are giving up.