Here are some quick ways to start your new financial fitness regime – including saving for a BIG holiday for free, hitting sample sales

1. Go further with layby-by travel
A new way to buy that dream holiday: LayAway Travel allows you to “turn spare change into holiday adventures” by booking up to 24 months in advance and then paying interest-free with no deposit. “With the rising costs of livng, it’s not easy for famiulies to get a lump sum and book a holiday without a credit card,” says the company. See

2. Stop those impulse buys
Never go to the supermarket without a list, or when you’re hungry. Chances are, you’ll end up with a trolley full of “impulse buys”. And remember: many supermarkets start reducing the prices of fresh food from midday onwards if it’s got a short shelf life.

3. Save it, don’t spend it!
Set up an automatic transfer from your fortnightly or monthly pay slip into an online saver account. This ensures that you’re not tempted to take money out of your bank account and you can also earn some interest on your cash! Find the best online saver at

4. Try before you buy
Sign up to PinchMe to know when samples are released. The more you sample the more points you earn to also be in the draw for monthly rewards.

5.Energise your savings
Get those energy bills under control and switch suppliers if you’re not happy. It’s easy. Here’s a government comparison site that lists all options available- not just the ones that pay to be on other comparison site. Energy Made Easy

See How to Save $10,000 today (website link)

Go to our Forum and share your tips and advice and win a downloadable copy of our magazine, The Really Simple Guide to Money

Pin It on Pinterest