FREE TRAVEL INSURANCE?
It's not worth paying another set of annual fees for, but before you buy travel insurance, check with your credit card provider. Some cards provide free travel insurance if you pay for some or all of your travel costs by card.
WORRIED ABOUT ONLINE SHOPPING?
Most credit cards offer protection against purchases made without your consent and have special clauses to include online purchases.
Many also offer additional pass or PIN code protections for online payments.
This is particularly valuable if you are purchasing from overseas sites.