It’s the free spending Budget designed to secure Australia’s great come back.  And it could do the same for your own personal budget, too.

Make the right moves now, and you could turn Treasurer Josh Frydenberg’s announcement into a money spinner. After all, he just handed us some unique opportunities.

Here’s Really Simple Money’s suggestions on what do right now:

Consider a family or going back to work: The child care subsidy suddenly makes a lot of sense for women out of the workforce, so if you have young children this is your time! Women who have been hobbled by high costs for decades, meaning they either went to work for less than their worth and stayed on the ladder or cared for kids at home and took the wages and super hit.

Considering starting a business: Grants, low business loans have never been more easy to get, so this is your time to get around the kitchen table and found that empire.  Skills training is also a great buy for your future business or career. And you can write off some capital expenditure straight away.

Buy shares: Banks like NAB and Westpac may seem high – but look at the eye-watering price of Commonwealth Bank stock.  Consider Seek – if jobs are a key strategy, this employment platform will be working harder.  And AMP, hovering close to a dollar, is grossly undervalued even if it is badly managed.

See your accountant:  income tax cuts, new super arrangements for pre-retirees and loans and grants make a visit worthwhile.

Book a holiday at home for Christmas – because with the border’s closed until 2022, you won’t have an option but to stay here this year. And the best is already booking out.

See a therapist – Why not?  New mental health services mean there is more availability, and no-one can deny we are living under stress!

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